Call right now for a free consultation - we're available 24 hours a day!

We know what you're going through.   It's a very trying, difficult time.  You're getting letters from everyone and their brother, brokers, loans officers, the list goes on and one.  It's a very confusing time.  How do you know who to contact?  How do you know what to do?  What's the RIGHT thing for YOU?, very confusing, how do you know what to do?  What's the right thing for you?

At the Law Offices of Bruce D. Stuart we have the answers.  We are a full service law firm.  We are all of those things and more.   Unlike these other people, we can do what's best for YOU, not them.

If you call the Real Estate broker, he/she wants you to sell your house, because that's the only thing they how to do.  Even if it's not the best solution for your situation, that's what they know how to do and that's what they want you to do.

If you call the Loan Officer, he/she wants you to re-finance your property, because that's what they know how to do.  Even if it's not the best solution for your situation, that's what they know how to do and that's why they want you to do it. 

At the Law Offices of Bruce D. Stuart, we decided we want to help people facing foreclosure in the absolute best way possible.  We didn't want to shortchange our clients by limiting their alternatives.  So, we went out and found all the answers.  We have a full arsenal of ways to address your foreclosure situation - not just one!  That way, we can decide what's best for your specific, personal situation.  You won't get a cookie-cutter answer from us.  We listen to every detail of your predicament and based upon your situation, we work together with you to come up with a plan.  The RIGHT plan.  The plan that will stop your foreclosure and allow you to get on with your life.

Call  Now  888-3-OFFICE for a free consultation with attorney Bruce Stuart.

You have options. Don't face foreclosure alone.  Why wait?  Stop the worrying and let's get started on the road to financial recovery.
Call toll free 888-3-OFFICE right now to see which of the following ways to stop foreclosure is best for you...

1.  Mortgage Refinance - Mortgage refinancing is an option where your  existing lender (or a new lender) would allow you (the borrower) to refinance your existing mortgage, include any late payments and fees, and even get cash out, if you have equity in your home.  Thus allowing you to regain control of a debilitating financial situation.

2.  Second Mortgage or Line of Credit - Your existing lender (or a new lender) may offer a second loan or junior lien (often called a "hard money loan") to you.  That way you could borrow the money to make up any back payments, late fees and other charges necessary to reinstate the original loan. You, in return, would be required to make an additional mortgage payment to cover the principal and interest payments on the second loan.

3.  Loan Modification - A loan modification is a change in any of the terms of the original note. This includes lowering your interest rate, re-amortizing the remaining balance, extending the term of the loan, or other options (at the lender's discretion) to assist you through a temporary setback.

4.  Forbearance Agreement - Forbearance is an agreement between the lender and you that reinstates the delinquent loan through the payment of a lump sum or a schedule of payments over a period of time.

5.  Sell Your Home - You may choose to sell the home to salvage your credit, pay off your loans, and retain any remaining equity your home. If you have enough equity (money left after selling your home and paying off all debts related to the home) in the home, this may be the best solution. You should also be aware of the value of the home in its as-is condition. The cost of any repairs needed should be taken into consideration.

6.  Short Sale - Unfortunately in today's market most properties do not have equity.  If this the situation you are in, this option may be right one for you  (depending if your situation is temporary or not).   This may be the best step to take if you do not have equity in your home.  We can arrange it so that you get to stay in your home, for payments less than you are paying right now, with an opportunity to buy your house back in 2 years, owing less than you owe now.   Call 888-363-3423and ask about this TOTAL RECOVERY PROGRAM(TM)

7.  Deed-in-lieu of foreclosure - A deed-in-lieu of foreclosure is a voluntary conveyance of title to the lender.  In return for your voluntary conveyance to the lender, the borrower is often released of any personal responsibility for the mortgage.

 Contact us right now, the sooner you call, the sooner we can work together to get you on the road to financial recovery.

888-363-3423

Email Us Now:  bstuart@clarionmortgage.com

Bruce D.  Stuart
Office
1-888-3-0ffice or 1-310-470-5369
24 Hour Pre-Recorded Call
1-888-3-office or 1-310-470-5369